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While the South African Revenue Service (Sars) has gradually introduced administrative penalties for late or non-submission of tax returns, starting with individuals and later extending to companies, trustees have so far remained penalty-free. Sars has been strengthening its enforcement measures and plans to extend penalties to trusts, recognising that hundreds…

Personal Finance will host a landmark event on November 27 at Wanderers Stadium in Johannesburg under the theme: “Breaking Barriers: Building a Financially Inclusive South Africa.” The gathering will bring together leading voices in financial education, behavioural change, and advisory services to explore practical solutions for improving access, understanding, and…

Every year, Global Entrepreneurship Week (GEW) invites us to pause and reflect on the ecosystem we are collectively building. It’s easy to get caught up in programmes, reports, and events, but GEW challenges us to ask a deeper question: Are we truly creating a world where entrepreneurs can thrive?This year’s…

Some people are blessed with great health throughout their lives. It may be genes or healthy living, or a combination of both. One wishes that for everyone.According to Statista.com, 15,7% of South Africans, or 9,8 million of the South African population, have access to private health care. It is a…

In 2017, FNB advanced a loan of R2.8 million to Baseley, which was secured by two mortgage bonds over his immovable property. Later that year, Baseley passed away, and one of his heirs, Wilson, was appointed as executrix. Following her appointment, FNB lodged a claim against the estate for R3,509,477.53,…

When I speak with young professionals and founders across South Africa, one theme keeps coming up. Women are doing the work, carrying households, starting businesses, and leading teams. Yet too often they are told that investing is complex, risky, or not for them. I do not accept that. Financial confidence…

South Africa is crossing a digital Rubicon. In just five years, our share of ecommerce rocketed from less than 1% of retail sales to almost 10%, growth ten times faster than the wider economy. This surge signals that online trade has shifted from peripheral experiment to mainstream engine. Yet the revolution…

As South Africa commemorated Global Entrepreneurship Week, Shoprite placed a spotlight on the small businesses that have flourished through its Next Capital programme.Their stories reveal the power of meaningful support and market access in turning local ideas into national success.In a kitchen in Stanford, Nicolene Gericke perfected a new fragrance…

Transnet on Wednesday celebrated a major milestone in its fleet renewal programme as the 200th Traxx 23E locomotive was completed at its Durban manufacturing facility.The locomotive forms part of the 240-unit order that Transnet is building to modernise and expand its freight rail fleet. This as Transnet Engineering positions itself…

Banele GinindzaEskom has warned that rising municipal debt remains a major stumbling block to improving its credit ratings, delaying its ability to re-enter capital markets without relying on government guarantees.At the end of September, Eskom was owed at least R105 billion in municipal arrear debt despite the National Treasury's intervention…