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South Africa’s road infrastructure is the backbone of our economy and vital for the safety and mobility of our people. Yet there’s a persistent gap between the engineering expertise we have and the reality of managing and developing our roads effectively.To build safer, more reliable transport systems, we must leverage…

Thousands of South Africans who previously worked in the United Kingdom may be eligible for UK State Pension benefits worth millions of rands, but remain unaware of their entitlement. A little-known provision in UK law allows individuals to purchase missing years of National Insurance contributions, potentially unlocking substantial retirement income.According…

As inflation remains elevated and market volatility persists, many retirees face difficult choices about when and how much to draw from their retirement savings. With longevity increasing and investment returns volatile, South Africans must balance immediate financial needs with the sustainability of their retirement portfolios.  Inflation and its impact on retirementInflation…

If you were to ask ten people where they get their financial advice, chances are you’d hear ten very different answers. From a friend at work who “knows about investing”, to a cousin who once made money trading crypto, to the endless stream of “finance hacks” on social media, it can feel like everyone has…

Whether you are saving for retirement, a rainy day fund, or a future goal, the most important step is getting into the habit of saving. Six habits to adopt when you are saving for retirement We hear so often that we are not saving enough for retirement. People also quote statistics such…

The MSG Advocacy Coalition (a growing collective of NGOs and researchers) has called for a swift approval of a Maternal Support Grant (MSG).This comes after the coalition says the Department of Social Development’s proposed Maternal Support Grant (MSG), a monthly cash transfer to pregnant women for nine months, would fill…

As South Africa celebrates the International Day of Older Persons (IDOP) this October, it’s clear that retirement is no longer the final curtain but the start of a powerful second act. With rising living costs, longer life expectancy, and evolving career paths, many South Africans are embracing what’s known as…

One of the challenges of being a noisy democracy is that in our hunt for scandals, we often miss important victories, especially those that improve the lives of the working class.The South African Revenue Service (Sars) is one such success.  It is being achieved through the relentless efforts of its…

In the energy sector, we know one truth too well: you cannot industrialise in the dark.For too long, South Africa’s economic aspirations have flickered under the weight of an unstable power system. Factories stall, investors hesitate and young entrepreneurs fight to keep their doors open through blackouts. As the world prepares…

The US Federal Reserve’s Federal Open Market Committee (FOMC) has cut interest rates for the second time this year. The FOMC officials agreed to another 25 basis points (0.25%) cut, that lowers its benchmark lending rate to a range between 3.75% and 4%. This is the lowest Bank rate in…